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Personal Finance

  • Wednesday, 2 October, 2024
    UK tax
    Business owners look at leaving UK over prospect of capital gains tax rise

    Wealth advisers report a jump in inquiries ahead of Budget on October 30

    Montage shows couple with bags against the HMRC logo
  • Monday, 30 September, 2024
    UK house prices
    UK house prices rise at fastest pace in two years

    Average price now just 2% below all-time high of mid-2022

    Estate agent signs
  • Monday, 30 September, 2024
    Special Report
    FTfm: Pensions

    Japan’s biggest pension fund faces more pressure to deliver; self-employed workers struggle to bridge gap in retirement savings; and investors seek better means to force action on climate

    A senior couple sits together at a wooden kitchen table, smiling as they look at a tablet
  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Japan’s biggest pension fund faces more pressure to deliver

    Changes to GPIF’s investment policies to take on more risk have been lauded — but the country’s system is under strain

  • Monday, 30 September, 2024
    UK banks
    UK banks divided over charging scam victims £100 for reimbursement

    New fraud rules will see some lenders dock customers’ compensation while others waive charges

    Exterior of TSB branch
  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Pension investors seek better means to force action on climate

    Savers with environmental and other ethical concerns now have plenty of options to vote with their money

  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Self-employed workers struggle to bridge gap in retirement savings

    Large variations in income and security make it hard for many to plan properly for life after work

  • Sunday, 29 September, 2024
    UK Autumn Budget 2024
    Reeves unlikely to cut pension tax relief for higher earners, says report

    LCP consultancy argues chancellor does not want to alienate better paid public sector staff

    Chancellor of the Exchequer, Rachel Reeves, gives her speech during the Labour party conference
  • Saturday, 28 September, 2024
    UK pensions in crosshairs if Reeves waters down non-doms overhaul

    Placating wealthy foreigners could shift chancellor’s focus elsewhere, experts say

  • Saturday, 28 September, 2024
    Claer Barrett
    Should London’s tax exiles head for Spain, Italy . . .  or Wales?

    Recent headlines have prompted remote workers to ask ‘what’s the Welsh for tax break?’

    Beddgelert, Wales
  • Friday, 27 September, 2024
    Non-dom tax status
    UK chancellor may drop inheritance tax hit to non-doms

    Government officials said no decision had been made but Reeves would not press ahead with policy that did not raise any money

  • Friday, 27 September, 2024
    Clare Munro
    The risks of giving the family home to your children early

    The ‘dower principle’ of passing on a residence while still alive can have advantages if you’re trying to minimise IHT — but there are pitfalls

  • Friday, 27 September, 2024
    Personal Insurance
    Are you paying too much for insurance?

    Many take out the wrong kind of protection insurance, leaving them with overlapping — or inadequate — cover

    An illustration of a person holding onto the pole of a large red umbrella, floating in the sky among swirling blue clouds. Autumn leaves are falling around them, with the person dressed in a yellow sweater and white pants
  • Thursday, 26 September, 2024
    Non-dom tax status
    UK chancellor ready to water down planned tax raid on ‘non-doms’

    Rachel Reeves had hoped to raise £1bn a year by toughening a proposed Tory crackdown on wealthy foreigners

    UK chancellor Rachel Reeves
  • Thursday, 26 September, 2024
    Simon Edelsten
    Businesses change over time — here’s how investors can capitalise

    Companies often evolve through restructuring. As investors, we have to be on top of the detail

  • Wednesday, 25 September, 2024
    Financial Advice
    Johnston Carmichael named top IFA for third year in a row

    UK financial advice firm beats competition from larger, national companies in the annual FT Adviser rankings

    (From left to right) Clair Lester, head of adviser research, ISS Market Intelligence, Stuart Walker, financial planner at Johnston Carmichael,  Craig Hendry, managing director at Johnston Carmichael and FT Adviser editor Simoney Kyriakou at the FT Adviser  awards
  • Wednesday, 25 September, 2024
    Your QuestionsLucy Warwick-Ching
    What investments can I use to limit my inheritance tax liability?

    I’m also considering setting up a trust for my two adult children but am open to other ideas

  • Wednesday, 25 September, 2024
    David Crook
    The Spac trap has been reset, not eliminated

    If new rules for ‘blank-cheque’ vehicles lead to a revival investors should tread carefully

    People consider a blank cheque sitting in an oversized mousetrap
  • Wednesday, 25 September, 2024
    Markets InsightJohn Ramsay
    The SEC needs to take action over penny stock listings

    The number of low-price, highly speculative stocks on exchanges has exploded, harming investors

    The Securities and Exchange Commission building in Washington
  • Wednesday, 25 September, 2024
    Indian business & finance
    India wrestles with unsecured lending hangover

    Young Indians are racking up personal loan and credit card debts

    Shopping centre in New Delhi, India
  • Tuesday, 24 September, 2024
    UK economy
    UK household disposable income fell below pre-pandemic levels in 2023

    ONS figures underline impact of rising prices and higher interest rates on personal finances

    Shoppers holding bags queue at a fruit and vegetable stall in Bexleyheath, London
  • Monday, 23 September, 2024
    Toby Nangle
    Inflation-proofing pensions is no mean feat

    A balanced portfolio has the best chance of preserving the long-term value of pension savings against price rise shocks

    The interior of the London Stock Exchange features a large digital display showing stock market data
  • Monday, 23 September, 2024
    Special ReportFTfm: Pensions
    Tomorrow’s pensioners face up to working — and saving — for longer

    Despite opposition, governments are forcing through changes to make pension systems sustainable

    A group of elderly individuals sit together on a bench in a park, engaging in conversation
  • Monday, 23 September, 2024
    Special ReportFTfm: Pensions
    Plotting a path to pension parity

    The gender gap in retirement savings is a problem for women around the world

    An elderly woman is seated at a desk, writing notes in a notebook. In front of her is an open laptop with a document on the screen, and a cup of tea beside it
  • Sunday, 22 September, 2024
    UK property
    UK pension fund Nest agrees tie-up to invest up to £1bn in build-to-rent

    State-backed scheme joins forces with insurer L&G and Dutch fund manager PGGM to build and manage rental properties

    Construction workers on a housing development in England
Previous page You are on page 2 Next page

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