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Insight & Comment

  • Wednesday, 9 October, 2024
    Your QuestionsLucy Warwick-Ching
    Should we let friends share our nanny?

    How would this work in practice with pay, holiday and tax?

  • Friday, 4 October, 2024
    Skin in the GameStuart Kirk
    In investing, what if bad is good and good is bad?

    As with parenting, constraints are not enemies. Quite the opposite in fact

  • Friday, 4 October, 2024
    Rich People’s ProblemsJames Max
    Was buying the Rolls-Royce a mistake?

    Servicing costs are crippling, but it’s an investment, right?

    Illustration of a hand putting money into a Rolls-Royce with money flying out of the exhaust pipe.
  • Wednesday, 2 October, 2024
    Your QuestionsLucy Warwick-Ching
    How can I best divorce my abusive husband?

    I’m afraid he will put me through economic hell

  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Pension investors seek better means to force action on climate

    Savers with environmental and other ethical concerns now have plenty of options to vote with their money

  • Friday, 27 September, 2024
    Clare Munro
    The risks of giving the family home to your children early

    The ‘dower principle’ of passing on a residence while still alive can have advantages if you’re trying to minimise IHT — but there are pitfalls

  • Friday, 27 September, 2024
    Personal Insurance
    Are you paying too much for insurance?

    Many take out the wrong kind of protection insurance, leaving them with overlapping — or inadequate — cover

    An illustration of a person holding onto the pole of a large red umbrella, floating in the sky among swirling blue clouds. Autumn leaves are falling around them, with the person dressed in a yellow sweater and white pants
  • Thursday, 26 September, 2024
    Simon Edelsten
    Businesses change over time — here’s how investors can capitalise

    Companies often evolve through restructuring. As investors, we have to be on top of the detail

  • Wednesday, 25 September, 2024
    Financial Advice
    Johnston Carmichael named top IFA for third year in a row

    UK financial advice firm beats competition from larger, national companies in the annual FT Adviser rankings

    (From left to right) Clair Lester, head of adviser research, ISS Market Intelligence, Stuart Walker, financial planner at Johnston Carmichael,  Craig Hendry, managing director at Johnston Carmichael and FT Adviser editor Simoney Kyriakou at the FT Adviser  awards
  • Wednesday, 25 September, 2024
    Your QuestionsLucy Warwick-Ching
    What investments can I use to limit my inheritance tax liability?

    I’m also considering setting up a trust for my two adult children but am open to other ideas

  • Wednesday, 25 September, 2024
    David Crook
    The Spac trap has been reset, not eliminated

    If new rules for ‘blank-cheque’ vehicles lead to a revival investors should tread carefully

    People consider a blank cheque sitting in an oversized mousetrap
  • Wednesday, 25 September, 2024
    Markets InsightJohn Ramsay
    The SEC needs to take action over penny stock listings

    The number of low-price, highly speculative stocks on exchanges has exploded, harming investors

    The Securities and Exchange Commission building in Washington
  • Monday, 23 September, 2024
    Toby Nangle
    Inflation-proofing pensions is no mean feat

    A balanced portfolio has the best chance of preserving the long-term value of pension savings against price rise shocks

    The interior of the London Stock Exchange features a large digital display showing stock market data
  • Saturday, 21 September, 2024
    Serious MoneyClaer Barrett
    How to make better financial decisions

    Head, heart and network are all important when deciding what to do with our money

    illustration of a woman walking on a pound sign among the clouds that had two arrows leading from it
  • Friday, 20 September, 2024
    Moira O'Neill
    Should you always ‘fill to the max’ on tax-free allowances?

    Investors are rushing to use their allotments for Isa and pensions accounts in anticipation of Labour’s first Budget

    Illustration of two figures with pound coins for heads, one with a tick on their shirt and the other a cross. Where the coins/heads intersect is the word Isa
  • Friday, 20 September, 2024
    Skin in the GameStuart Kirk
    Three big investment questions I’m asking now — and so should you

    As the fourth quarter looms, portfolio risk, US equities and China are all that matters

    A Chinese dragon and bull face each other with US Federal Reserve logo in the background
  • Saturday, 14 September, 2024
    John Lee
    John Lee: 25 years of stockpicking successes . . .  and a few failures

    The first Isa millionaire says there are only two essentials in investing: common sense and patience

  • Friday, 13 September, 2024
    Skin in the GameStuart Kirk
    Can I buy emerging stocks without touching Asia?

    I’m after any funds replicating an emerging markets ex-Asia index

  • Friday, 13 September, 2024
    Serious MoneyClaer Barrett
    And the Budget changes most feared by FT readers are . . . 

    Attendees of the FT Weekend Festival are selling assets and passing on inheritances ahead of October’s Budget

  • Wednesday, 11 September, 2024
    Your QuestionsLucy Warwick-Ching
    I’m British but I live abroad, so where should I divorce?

    I think I would be better off financially if I filed for divorce in the UK

  • Saturday, 7 September, 2024
    Adventurous InvestorDavid Stevenson
    Why I think these Reits deserve a second look

    Care home shortage and a stabilising residential market offer opportunities in rate-sensitive property funds

    Abstract image of commercial property
  • Saturday, 7 September, 2024
    Serious MoneyClaer Barrett
    The best investment tip of all? Start when you’re young

    Sir Douglas Flint joins calls to boost personal finance teaching in schools

  • Friday, 6 September, 2024
    James Henderson
    Why pension surpluses should get investors to prick up their ears

    With interest rates higher, many schemes are moving out of deficit, which could feed through to share prices

  • Wednesday, 4 September, 2024
    Your QuestionsLucy Warwick-Ching
    Am I better off as a landlord or as an Airbnb host?

    I’ve come into some inheritance and would like to buy a property to rent out but tax is a concern

  • Sunday, 1 September, 2024
    Pilita Clark
    The allure of the loud know-nothing

    Elephantine salaries for young employees make smart hiring decisions more imperative than ever

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